Are you prepared for IFRS 9? This major accounting standard change is impacting not only banks but also auto finance providers. The financial impact of virtually every credit decision made across the full credit lifecycle today will be different under IFRS 9. Account performance will need to be evaluated under both expected and stressed macroeconomic
Auto lending is facing a time of transformation. Many lenders struggle to gain a competitive edge—they need to quickly grow their portfolio and improve the customer experience, and at the same time balance risk and control operating expenses. Market disruptors are moving quickly, leveraging technology to provide polished and high-value customer experiences to lure business
Consumers shopping for and financing a new or used vehicle have more choices than ever before. Empowered by digital delivery channels such as self-service and mobile, individuals are now able to rapidly find the vehicle and loan that best fits their needs. In this environment, a growing number of new market entrants are jostling with